When a critical illness strikes, you may be faced with financial difficulty, as there are often extra expenses involved with an illness. Critical illness insurance pays a lump sum benefit, should you be diagnosed with one of the covered conditions of the contract and survive the waiting period, and the cash flow can be used at your own discretion. These plans provide great flexibility, allowing you to focus on your health without being concerned about your finances.

• Supplement your spouse’s income as they may require time off to care for you,

• Pay for increased medical expenses and child care costs, or

• Travel to another location for specialized care.