UWO Clinical Faculty

Zavitz Insurance has been instrumental in negotiating special insurance solutions for clinical faculty associated with the University of Western Ontario. This includes an out of country plan for the Clinical Teachers Association, reduced administration charges on the Benecaid Health Spending Account and discounted premiums on disability insurance with RBC Insurance.

To learn more about these special offers, visit the appropriate sections below:


The Clinical Teachers Association (CTA) has negotiated an out of province/country travel medical insurance plan for you and your eligible dependents. Eligible clinical faculty includes physicians who have one or more benefits through the UWO-CTA benefits plan. The cost for this plan is paid for by the applicable department. It is recommended that you review the policy booklet, below, which outlines the benefits and exclusions.

The purpose of the out of country coverage was to provide a more comprehensive travel plan. This new plan has a $5M per trip, per person limit for 90 day trips.

If an emergency occurs while travelling within Canada or the United States, phone 1-866-870-1898, or if anywhere else in the world, phone 1-819-566-1898.

Policy Booklet
Policy Endorsement


Who is Eligible?

  • CTA Member
  • A CTA member must hold appointments in the Faculty of Medicine and Dentistry at the University of Western Ontario and in a hospital or clinical facility affiliated with the University of Western Ontario that is located in London, Ontario.
  • You must be under age 70.


To determine if your department is participating in the out of country plan, please click the link below:

  • List of Participating Departments
    • Anesthesia – Preoperative Medicine
    • Clinical Neurological Science
    • Department of Medical Imaging
    • Department of Medicine
    • Family Medicine
    • Microbiology & Immunology
    • Obstetrics & Gynecology
    • Oncology
    • Ophthalmology
    • Otolaryngology
    • Pediatrics
    • Pathology
    • Physical Medicine and Rehab
    • Psychiatry
    • Surgery



Enrollment Form
Life Change Form

Zavitz Insurance has negotiated a special administration rate on the Benecaid health spending account for physicians affiliated with the London Health Sciences Center. This rate is 2% less expensive than the open market.

As many physicians also have UWO benefits, claiming can become quite complex. Click How to Submit A Claim to view a presentation on how to claim with your various plans.  Benecaid claim forms can be found below.

For detailed information on Health Spending Accounts, please click here.



Benecaid Claim Form

Zavitz Insurance has negotiated a special offer with RBC for disability insurance for physicians affiliated with the London Health Sciences Center.

Through this offer you may qualify for a $3000/mo individual professional series contract without medical evidence and a 25% discount. Own occupation, cost of living and the health care protection rider are all offered on the plan.

You can purchase a higher amount of coverage by providing medical evidence and still obtain the 25% discount. If medical evidence is provided, all riders offered by RBC can be added to the policy; for example, future income options and retirement protector.