No earned income required
- The amount of disability insurance that can be obtained is tied to income. As a hygienist you are able to obtain a set amount of disability insurance without earning an income.
Disability insurance can be difficult to qualify for! However, you can obtain it without medical evidence.
- Disability insurance can be the most difficult insurance to obtain on a standard basis. If there is anything in your medical history that concerns the insurance company, they have the right to charge extra premiums, exclude the condition from being covered or decline the application. A simple visit to a psychologist during exam time could warrant exclusion for mental disorders. Therefore, it is imperative to apply for the coverage while you do not have to provide any medical evidence.
The younger you are, the cheaper the premium
- As you age the premiums for insurance increase. By applying for the coverage now you are locking in a cheaper premium rate.
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