The Ontario Priority Insurance Plan (OPIP) is a plan designed by the Ontario Medical Association (OMA) and the Ministry of Health and Long Term Care, to provide inexpensive health benefits to physicians. There is an annual premium of $50, plus a taxable benefit for the premiums paid on your behalf by the Ontario government. The plan options available include:
A) $430 Health Spending Account
B) Extended Health Care Plan
C) $50,000 Critical Illness Insurance
D) $350 Health Spending Account and $50,000 Critical Illness Insurance
E) Extended Health Care Plan and $50,000 Critical Illness Insurance
Anyone who works an average of 15 hours or more a week as a practicing physician within Ontario is eligible for this plan. Evidence of health is not required if you apply within 90 days of starting practice, graduating residency, moving to Ontario, or incur a life changing event. A life changing event includes marriage, divorce, child birth, adoption or the loss or gain of your or your spouse’s insurance coverage.
For full details and enrollment or change forms, please visit http://www.opip.ca/.
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