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Author Archives: Zavitz Insurance

Duchenne Muscular Dystrophy Fundraising

Our very own Trudi St. Marie is a strong fundraiser for Duchenne’s Muscular Dystrophy.  For the last 4 years she has held trivia nights to raise money.  She held one at our office this past Saturday and raised $6500.  Over the last 4 years of trivia nights, Trudi has raised an incredible $15,000 for the cause!

Here is the story of Louie, Trudi’s family member and inspiration, who suffers from this disease (as told by Louie – and his mom):

Hello! My name is Louie Facca. For the most part I am just a normal 7 year-old.

Louie Facca

When I was two, my doctor said something was happening to all my muscles… They call it Duchenne Muscular Dystrophy. If they don’t find medicine to help me, my dystrophin/protein of the muscle will die off and then my muscles will stop working.

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Should you consider a Testamentary Trust in your estate?

Many of us will be passing assets, such as money or a family cottage, to the next generation upon death; however, we may not want our heirs to have control over these assets. Setting up a trust allows you to create and enforce the rules around how an asset can be used or distributed, even after death.

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My Favourite Blog: Why your financial plan sucks

You might think it’s strange that a financial planner would recommend a blog titled “Why your financial plan sucks”.  But honestly, I agree with everything Joe says.

For example, a plan that is short and easy to follow will have a better chance of being put in place than one that requires an accounting degree to understand. I don’t have statistics to back that up, but you won’t be able to convince me otherwise; it just makes sense.

Read his blog to find out the 5 other reasons why your financial plan might suck.

What’s your Net Worth? You should know!

I wrote a blog in the spring about cash flow (income minus expenses) and explained a simple way to figure out what you spend every year. However, another equally important number to know about in your financial picture is your Net Worth. You should always ensure that it’s moving in the right direction!

These days, with easy access to revolving credit, it’s too easy to overspend. Gone are the days when the bank account at zero meant no more money until pay day. To avoid digging ourselves into holes financially we need to take stock of our net worth every so often.

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Personal Budget in 15 Minutes or Less

How much money you do spend every month? Can’t answer that? Does it concern you? Join the club and read on.

Budgeting, tracking expenses – or whatever you want to call it – is a daunting task for most of us…and I mean “us”! With a young family of our own it feels like our money is flying out the door every time we blink. It’s quite scary sometimes. Recording every dollar we spend is a massive undertaking. Trust me, I’ve tried it and it never takes.

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