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Author Archives: Justine Zavitz

Honesty Makes the Best Policy

Justine Zavitz

Justine Zavitz

Anyone who has applied for insurance knows that the application process can be tedious. The insurance carriers ask about your travel history and future plans; smoking, alcohol and drug usage; driving, criminal and family health history; and participation in hazardous sports. To top it off, they ask you about 135-140 different medical conditions that you may have now or may have been investigated or treated for in the past. Needless to say, it is very comprehensive. 

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Is Getting Insurance Easier Said Than Done?

Justine Zavitz

Justine Zavitz

There’s a good chance that you will have a need for life and health insurance at some point in your life. Insurance companies don’t hand this out like candy on Halloween, they make you work for it and prove that you are in good health. This is referred to as the underwriting process and involves questionnaires, phone calls and sometimes medical exams and reports from your physician.

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Understanding Common-Law Relationships in Ontario

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Michael Bach

Common-Law relationships are on the rise, as more couples cohabitate without marrying. Many people in these relationships aren’t aware and do not understand how their rights can be impacted in a variety of legal situations. Various jurisdictions and laws treat common-law relationships differently, so it is important to understand how you may be impacted.

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What If It Doesn’t Kill You?

Justine Zavitz

Justine Zavitz

The Financial Consequences of Getting Sick

Shopping for insurance can be similar to shopping for a car with all the available options. This process is not so thrilling, but certain insurances are necessary for your financial security.   Most people realize they need life insurance at some point, but overlook insurance that will help them when they become sick or disabled, which I find funny, since we are statistically more likely to get sick than to die.

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