About Us


Insurance and investing are the facts of your professional life. Your time is valuable, and you can’t afford to have anything less than certain quality for your business and your financial future.

But making the right decision is about much more than the features and benefits of a product or a portfolio. Or, sorting out complex details with time you don’t have.

It’s about the life you want to live. And how you protect and invest in it.

Our 35 year long tradition in insurance and group benefits, and today, our strength in wealth management, means sophistication and certainty for you, your family and your business.

And when the unthinkable happens, that’s when we step up. Because unanticipated doesn’t have to mean unpredictable.

Let us manage the risk you don’t even want to think about. Or haven’t anticipated yet. In the first stages of your career, when you’re growing your business, and when you’re ready to transfer the legacy of your hard work to the next generation.

Your family is safe. Here. With our family.

Mission: We provide diverse, leading edge insurance and wealth management solutions that protect the long-term personal and professional well being of our clients, their businesses, and their families.

Vision: We ensure confidence and protection with comprehensive, innovative and customized insurance and wealth solutions that build security for the future.

Zavitz Insurance & Wealth is committed to providing you and your family with the support and advice needed when a claim arises. We are there to guide you through the process and help make a difficult time as easy as possible.

With over 35 years of experience dealing with disability, critical illness, business overhead, and life insurance claims, we are a vital resource for you.

As your partner, in the event of a claim we will walk you through the important contractual provisions, assist you with the paperwork and submission, work with your bookkeeper and accountant when there is a financial requirement in order to maximize your benefit entitlement, and stay abreast of your claim as it progresses to ensure that things move forward in a timely manner. In addition, when complications arise, we become your advocate and will help you through complex issues.

Zavitz Insurance & Wealth is a strong financial supporter of various charities and not for profit organizations within our community.  Click here to learn more about our team’s ongoing involvement in the community.

 


Zavitz Insurance Provides More Than Just Insurance Services

To potential clients looking to make a decision...look no further because you've found the right people.


As health care professionals, part of our success comes from the ability to surround ourselves with like-minded successful advisors. At every point in our career, we need the support and help from a team of advisors including insurance advisors, accountants, financial advisors, lawyers and bankers. The team at Zavitz Insurance provides more than just insurance services. - they also connect you with a team of reputable and professional advisors. This is their value-added service, which sets them far apart from the rest. For the past 6 years with Zavitz Insurance, the quality of their services has exceeded beyond my expectations. Justine Zavitz, alongside with her team, has always taken the time to explain insurance matters in simple, plain language that is easy to understand. They are always there to offer expertise and assistance whenever needed. They are a group of friendly, professional, and highly-knowledgable advisors. Without a doubt, joining the Zavitz Insurance team as a client was the best decision I have made thus far in my career. I look forward to continuing this relationship for many years to come.


Dr. Andy Shih, D.D.S

2019-07-24T13:16:52+00:00

Dr. Andy Shih, D.D.S

To potential clients looking to make a decision...look no further because you've found the right people. As health care professionals, part of our success comes from the ability to surround ourselves with like-minded successful advisors. At every point in our career, we need the support and help from a team of advisors including insurance advisors, accountants, financial advisors, lawyers and bankers. The team at Zavitz Insurance provides more than just insurance services. - they also connect you with a team of reputable and professional advisors. This is their value-added service, which sets them far apart from the rest. For the past 6 years with Zavitz Insurance, the quality of their services has exceeded beyond my expectations. Justine Zavitz, alongside with her team, has always taken the time to explain insurance matters in simple, plain language that is easy to understand. They are always there to offer expertise and assistance whenever needed. They are a group of friendly, professional, and highly-knowledgable advisors. Without a doubt, joining the Zavitz Insurance team as a client was the best decision I have made thus far in my career. I look forward to continuing this relationship for many years to come.

I Do Not Hesitate To Refer My Clients To Zavitz Insurance

I have had the pleasure to work with Terry, Justine, Samantha and their wonderful team in connection with the insurance and financial planning needs for a number of our mutual clients. I have found Zavitz Insurance to be one of the most knowledgeable, proactive and insightful firms to work with. In fact, I do not hesitate to refer my clients to Zavitz Insurance in this regard.


Ken Arding, Partner, BDO Canada LLP

2019-07-24T13:09:22+00:00

Ken Arding, Partner, BDO Canada LLP

I have had the pleasure to work with Terry, Justine, Samantha and their wonderful team in connection with the insurance and financial planning needs for a number of our mutual clients. I have found Zavitz Insurance to be one of the most knowledgeable, proactive and insightful firms to work with. In fact, I do not hesitate to refer my clients to Zavitz Insurance in this regard.

“An effective process”

I liked Terry’s process. She went over everything, described the types of plans, the definitions, how they were set up, and gave me options for my disability insurance. I signed up with her at the end. She gave an effective process and I appreciated her attempt and ability to answer my hard-lined questions.

Dentist

2019-07-12T21:57:22+00:00

Dentist

I liked Terry’s process. She went over everything, described the types of plans, the definitions, how they were set up, and gave me options for my disability insurance. I signed up with her at the end. She gave an effective process and I appreciated her attempt and ability to answer my hard-lined questions.

Their Advice Has Always Been of Great Help

Justine's friendly approach and strive to ensure client satisfaction was noticeable from the first time we met in 2013. From the time I was a dental student to the time of being a business owner I was always satisfied with the services provided by Justine and her team. Their advice has always been of great help. Justine and the rest of the team's guidance in recommending the right policy that fits my needs is highly appreciated.


Dr. Nuha Baalbaki

2019-07-24T13:15:32+00:00

Dr. Nuha Baalbaki

Justine's friendly approach and strive to ensure client satisfaction was noticeable from the first time we met in 2013. From the time I was a dental student to the time of being a business owner I was always satisfied with the services provided by Justine and her team. Their advice has always been of great help. Justine and the rest of the team's guidance in recommending the right policy that fits my needs is highly appreciated.

It Is A Privilege To Work With The Zavitz Team In Building Client Relationships

From student to practicing professionals, Zavitz Insurance is there to help with professional and knowledgeable advice for healthcare professionals. They provide the kind of service that has the client first in mind. We have had the opportunity to work together for a number of years as part of clients trusted advisory team. As a financial advisor, it is a privilege to work with the Zavitz team in building client relationships!


Edyta Deering, Sr. Account Manager Business & Personal/Healthcare Professionals, RBC Bank

2019-07-24T13:12:21+00:00

Edyta Deering, Sr. Account Manager Business & Personal/Healthcare Professionals, RBC Bank

From student to practicing professionals, Zavitz Insurance is there to help with professional and knowledgeable advice for healthcare professionals. They provide the kind of service that has the client first in mind. We have had the opportunity to work together for a number of years as part of clients trusted advisory team. As a financial advisor, it is a privilege to work with the Zavitz team in building client relationships!

“Excellent Service”

Terry has a great personality and provides excellent service. The whole staff is friendly, knowledgeable and efficient. They do what they say and they do the right thing. I have peace of mind knowing that the solutions and products are going to be there when I need them and I will get great service from the Zavitz team.


Local Dentist

2019-07-12T21:57:46+00:00

Local Dentist

Terry has a great personality and provides excellent service. The whole staff is friendly, knowledgeable and efficient. They do what they say and they do the right thing. I have peace of mind knowing that the solutions and products are going to be there when I need them and I will get great service from the Zavitz team.

Justine and her team have always been very approachable

Justine and the Zavitz team have been one of my insurance advisors since I was in medical school over a decade ago. She has provided excellent advice for both myself and my family regarding our insurance needs. Justine and her team have always been very approachable, friendly and helpful with an area that is typically quite foreign to physicians starting out into practice. She has also taken the time to educate me on the different products and has helped us navigate and make decisions regarding our changing insurance needs with a growing family to better plan for the future.


Dr. Daniel Grushka

2019-07-24T13:10:43+00:00

Dr. Daniel Grushka

Justine and the Zavitz team have been one of my insurance advisors since I was in medical school over a decade ago. She has provided excellent advice for both myself and my family regarding our insurance needs. Justine and her team have always been very approachable, friendly and helpful with an area that is typically quite foreign to physicians starting out into practice. She has also taken the time to educate me on the different products and has helped us navigate and make decisions regarding our changing insurance needs with a growing family to better plan for the future.

They have done an amazing job meeting the needs of myself and my family

I have been a client of Terry Zavitz and her team for several years now. They have done an amazing job meeting the needs of myself and my family when it has come to our disability and life insurance policies. They have put us at ease by tailoring our policies to meet our individual needs. I would highly recommend Zavitz Insurance Inc to any of my colleagues, friends or students.


Dr. Faisal Rehman

2019-07-24T13:07:02+00:00

Dr. Faisal Rehman

I have been a client of Terry Zavitz and her team for several years now. They have done an amazing job meeting the needs of myself and my family when it has come to our disability and life insurance policies. They have put us at ease by tailoring our policies to meet our individual needs. I would highly recommend Zavitz Insurance Inc to any of my colleagues, friends or students.

“They provide me with peace of mind”

Zavitz Insurance team is motivated to help us find a helpful, informative perspective to solve a problem. They are quick to respond and reply with informative answers to a question or issue. I can rely on them and count on them. They are excellent communicators and are very personable. They provide me with peace of mind. I don’t have to worry. They get the job done right and they do what they say.


Lawyer

2019-07-12T21:50:35+00:00

Lawyer

Zavitz Insurance team is motivated to help us find a helpful, informative perspective to solve a problem. They are quick to respond and reply with informative answers to a question or issue. I can rely on them and count on them. They are excellent communicators and are very personable. They provide me with peace of mind. I don’t have to worry. They get the job done right and they do what they say.

It Is Important To Surround Yourself With a Team of Professionals

Once you graduate from dental school you realize that it is important to surround yourself with a "team" of professionals who will advise you. This team includes your lawyer, accountant, financial advisor and insurance agent. Terry is my insurance "guru"! I have been a client of Terry's since I graduated. I am always able to give her a call or shoot her an e-mail if I have a question or concern. As my needs changed she has always been there with great advice and great service!


Dr. Mariela Anderson

2019-07-24T13:17:41+00:00

Dr. Mariela Anderson

Once you graduate from dental school you realize that it is important to surround yourself with a "team" of professionals who will advise you. This team includes your lawyer, accountant, financial advisor and insurance agent. Terry is my insurance "guru"! I have been a client of Terry's since I graduated. I am always able to give her a call or shoot her an e-mail if I have a question or concern. As my needs changed she has always been there with great advice and great service!

The team has been supportive, receptive and sensitive to my needs

Terry Zavitz has been exceptional in the service that she has provided. I am a pediatrician working in a multispecialty group practice. She ensured that all my insurance needs were covered. She has excellent interpersonal skills and has been in my corner since day one. I unfortunately developed a chronic lung disease a few years back. I had spoken to my family doctor and specialist about a possible disability claim. Both were of the opinion that I would not meet the criteria for a disability


claim. Terry was helpful in educating myself and the physicians involved with my care. She was able to advocate for me and I now receive residual disability. I then had the ability to decrease my working hours without significant impact on my income. More recently I was diagnosed with a "critical illness" and again the team has been supportive, receptive and sensitive to my needs. All the appropriate documentation was delivered to me with clear instructions of the steps involved. Staff are courteous and the entire team responds in a timely fashion to questions or concerns. My family and I will forever be thankful to Terry Zavitz and her entire team.


Dr. Rashi Rajah

2019-07-24T13:01:42+00:00

Dr. Rashi Rajah

Terry Zavitz has been exceptional in the service that she has provided. I am a pediatrician working in a multispecialty group practice. She ensured that all my insurance needs were covered. She has excellent interpersonal skills and has been in my corner since day one. I unfortunately developed a chronic lung disease a few years back. I had spoken to my family doctor and specialist about a possible disability claim. Both were of the opinion that I would not meet the criteria for a disability claim. Terry was helpful in educating myself and the physicians involved with my care. She was able to advocate for me and I now receive residual disability. I then had the ability to decrease my working hours without significant impact on my income. More recently I was diagnosed with a "critical illness" and again the team has been supportive, receptive and sensitive to my needs. All the appropriate documentation was delivered to me with clear instructions of the steps involved. Staff are courteous and the entire team responds in a timely fashion to questions or concerns. My family and I will forever be thankful to Terry Zavitz and her entire team.

Our Team

Click image to read bio.


Terry Zavitz
BMusA, CHS, CLU, CFP®, GBA, EPC, TEP
President

Justine Zavitz
BComm, CFP®, CHS, CLU
Vice President, Advisor

Samantha Way
B.A., CFP®, CHS
Advisor

Michelle Crosby
B.A.
Advisor

Tammy Oribine
CFP®, CHS
Business Development Officer

Trudi St. Marie
B.A., GBA
Group Account Manager

Jennifer Behie
GBA
Group Account Manager


Shirley Sampson
CHS
Underwriter & Claims Admin

Christina Dickson
Sales Support/Customer Service

Nancy Shaw
Advisor Assistant

Jackie Mather
B.A., CEBS
HR/Operations

Courtney Dale
CHS
Associate Advisor

Aaron Lalande
CHS

Advisor Assistant

Daniela Albert
B.A., FLMI, ACS

Advisor Assistant